Free Portfolio Analysis Tool

Analyze your ETFs and stocks with look-through holdings, sector exposure, risk metrics, and FIRE projections. No login required.

Your Portfolio

Add Your Holdings

Enter your ETF and stock tickers with the number of shares to analyze your portfolio's composition, risk metrics, and FIRE projections.

Examples: VWCE.DE, EQQQ.L, VTI, AAPL, MSFT

What You Get

Our free portfolio analysis tool gives you institutional-grade insights into your investment portfolio. Whether you hold ETFs, individual stocks, or both, get a complete picture of your holdings, risk exposure, and path to financial independence — all without creating an account.

Portfolio Breakdown & ETF Look-Through

See your total portfolio value with multi-currency support, position-by-position weights, and concentration risk alerts. Our ETF look-through analysis reveals the actual underlying stocks inside your ETFs, so you know exactly what you own.

  • Total value in EUR, USD, CZK, or GBP with real-time pricing
  • ETF look-through shows hundreds of underlying stock holdings
  • Concentration alerts when any position exceeds 25% of portfolio
  • Supports up to 50 holdings including European ETFs (.DE, .L exchanges)

Sector & Geographic Exposure Analysis

Understand where your money is truly invested with sector and country breakdowns that look through your ETFs. Interactive charts visualize your Technology, Healthcare, Finance, and other sector allocations alongside global geographic diversification.

  • Sector breakdown across Technology, Healthcare, Finance, and more
  • Country-level geographic exposure with global diversification view
  • Regional allocation grouping countries into North America, Europe, Asia-Pacific, and more
  • True exposure that looks through ETFs to underlying assets

Risk Metrics & Historical Performance

Analyze up to 15 years of historical price data to understand your portfolio's risk profile. Key metrics include Compound Annual Growth Rate (CAGR), Sharpe and Sortino ratios for risk-adjusted performance, maximum drawdown, annualized volatility, and Beta relative to the S&P 500.

  • CAGR, Total Return, and annualized volatility calculations
  • Sharpe Ratio and Sortino Ratio for risk-adjusted return analysis
  • Maximum drawdown with best and worst single-day tracking
  • S&P 500 benchmark comparison across all metrics

Monte Carlo Projections & Portfolio Scoring

See where your portfolio could be in 5, 10, or 30 years with 3-scenario projections powered by Monte Carlo simulations. A 6-dimensional portfolio characteristics radar scores your Diversification, Growth Tilt, Volatility, Cost Efficiency, Stability, and Concentration.

  • Optimistic, Realistic, and Pessimistic growth projections
  • Both nominal and inflation-adjusted (real) future value estimates
  • Portfolio milestone tracking: 2x value, Coast FIRE, and FIRE target dates
  • 6-axis radar chart scoring your portfolio's key characteristics

Stress Testing & Crisis Backtesting

How would your portfolio survive a market crash? Our stress tests simulate your portfolio's performance during the 2008 Financial Crisis, COVID-19 March 2020 crash, and 2022 Bear Market — showing estimated drawdown percentages and recovery times.

  • Backtesting against 2008, COVID-19, and 2022 market downturns
  • Drawdown percentage and months-to-recovery estimates
  • Side-by-side comparison with S&P 500 benchmark performance
  • AI-powered insights with actionable portfolio recommendations

FIRE & Retirement Independence Calculator

Calculate your Financial Independence, Retire Early (FIRE) number based on your annual expenses and safe withdrawal rate. See your progress percentage, years to FIRE under multiple scenarios, Coast FIRE value, and Barista FIRE income gap — all powered by 10,000 Monte Carlo simulations.

  • FIRE number, progress tracking, and years-to-FIRE scenarios
  • Coast FIRE and Barista FIRE calculations with income projections
  • 10,000-run Monte Carlo simulation with success probability
  • Dynamic Guardrails and Variable Percentage Withdrawal strategies

Track Your Full Financial Journey

Sign up free to save your portfolio, track transactions, monitor budgets, and visualize your path to FIRE.

Free Portfolio Analysis Tool | ETF & Stock Analyzer