Poslední aktualizace: 13. června 2026
These Terms and Conditions govern your use of My Financial Freedom Tracker, a personal finance tracking web application operated by Dennis Vymer, an individual based in the Czech Republic.
By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
My Financial Freedom Tracker is a personal finance management tool that allows you to:
IMPORTANT: This Service is a personal finance tracking tool only. It does NOT provide financial advice, investment recommendations, or professional financial planning services.
You are solely responsible for maintaining the confidentiality of your login credentials, all activities that occur under your account, and notifying us immediately of any unauthorized use. We are not liable for any loss or damage arising from your failure to protect your account credentials.
THIS IS NOT FINANCIAL ADVICE.
The Service is designed for personal tracking and informational purposes only. Nothing in this Service constitutes financial advice, investment advice, tax advice, legal advice, or professional financial planning.
Any projections, forecasts, or estimates displayed (including net worth projections, investment growth calculations, and budget forecasts) are for illustrative purposes only, based on mathematical calculations, and are NOT guarantees of future performance.
Actual results may differ significantly from any projections shown. You are solely responsible for your own financial decisions.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. We do not guarantee that the Service will be available at all times, uninterrupted, or error-free.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE OPERATOR SHALL NOT BE LIABLE FOR any indirect, incidental, special, consequential, or punitive damages, loss of profits, revenue, data, or business opportunities, or financial losses resulting from use of or reliance on the Service.
You agree to indemnify, defend, and hold harmless the Operator from and against any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Service, your violation of these Terms, or your financial decisions based on Service data.
We reserve the right to modify these Terms at any time. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.
These Terms are governed by and construed in accordance with the laws of the Czech Republic. Any disputes shall be subject to the exclusive jurisdiction of the courts of the Czech Republic.
For questions about these Terms, please contact:
Dennis Vymer
Email: support@myfinancialfreedomtracker.com
Poslední aktualizace: 13. června 2026
This Privacy Policy explains how My Financial Freedom Tracker, operated by Dennis Vymer (Czech Republic), collects, uses, stores, and protects your personal information.
We collect the following information:
We use your information to:
We do NOT sell your personal data to third parties or share your financial data with advertisers.
Když nahrajete bankovní výpis nebo export od brokera, jeho text se odešle důvěryhodnému poskytovateli AI (aktuálně OpenAI), aby z něj přečetl transakce do přehledného seznamu. Osobní identifikátory jako čísla účtů a IBAN se z exportů od brokera před odesláním odstraní; text bankovního výpisu se aktuálně odesílá bez tohoto kroku. AI běží jen na souborech, které nahrajete (nikdy na datech, která zadáte ručně), a poskytovatel nepoužívá vaše data k trénování svých modelů. Odhadování kategorií pomocí AI je ve výchozím stavu vypnuté.
Jediné třetí strany, které zpracovávají vaše data, tak činí kvůli provozu služby. Žádná z nich není inzerent ani datový broker a žádná vaše data neprodává ani je nepoužívá k trénování modelů:
Pro analytiku produktu používáme PostHog na instanci hostované v EU: vaše IP adresa se zahazuje, nikdy nenahráváme vaši obrazovku, finanční částky a osobní údaje se před uložením odstraní a analytika běží až poté, co se přihlásíte.
We implement security measures including password hashing (bcrypt), HTTPS encryption, JWT authentication, and database access controls.
Under applicable data protection laws (including GDPR), you have the right to:
Svůj účet a všechna přidružená data můžete kdykoli smazat v Nastavení svého účtu. O kopii svých dat můžete požádat e-mailem a my vám pomůžeme.
To exercise these rights, contact: support@myfinancialfreedomtracker.com
For questions about this Privacy Policy, please contact:
Dennis Vymer
Email: support@myfinancialfreedomtracker.com